Saki2fifty,
What really matters is what you think. When I read your post it seems you have held back from baptism for some reason. Perhaps it is because you do not believe all of the aspects of the Truth? Most that I know who attend but do not commit, want to be a part of the social structure that you find comfortable for yourself and your family. I can see that, we need structure in our lives. Certainly a family does.
The fact that you posted here and have been reading this site shows you wonder what's going on out here in the non JW world. Why would anyone leave so safe a place with so safe a feeling? I'm sure your father's words about Silentlambs has made you aware of the sharks that troll the Kingdom Hall waters. It may not be as safe for your family as you think.
You sound like a caring and attentive parent so its a hurdle you can surmount. If you are truly happy there, why set a half-assed example for your kids? I never understood that. If this is the "Truth" and thier everlasting life is involved, why wouldn't you become more than a bystander?
I'd think through why you haven't taken the plunge. I would assume you want the feeling without submitting yourself to the organization.
I wish you a healthy, happy family and clear thinking on all these issues. You sound like a very sincere person.
and welcome.
W.Once